The Official Rules of Baccarat

March - 22 - 2010 Reporter: Rick

Baccarat is one of the most popular casino games possibly because it is so easy to play!. Here are the official rules.

A game of baccarat must have at least one player that can play against the Banco (the casino dealer). The object of the game is to reach a point total as close to 9 by putting a hand with two to three cards in play. Both the player and the banker are dealt two cards initially, beginning with the player. The hand that obtains the point total closest to 9 without going higher than 9, wins.

The point values of cards the cards in a Baccarat game are very simple All 10’s and face cards have a value of zero, and while all other cards (Ace through 9) are worth their face value. An Ace is always worth 1.

If you find yourself holding two or more cards is greater than 10, the point total is reduced by 10. For instance if you are dealt a 9 and a 8, resulting in a total of 15, 10 is subtracted, leaving a point total of 5 for that hand.

There are only 3 betting options in an casino game of baccarat. Each player at the table may bet that the current player’s hand will win, that the banker’s hand will win, or that there will be a tie. Placing a wager on the player’s hand or the banker’s hand will pay the winner at 2 for 1, minus a 5% commission on a winning banker’s hand. You best chance to win big is if you bet on a tie and are correct. If you bet that the hands will tie your wager is paid back at 9 for 1.

The rules that dictate the dealing of a third card in this simple online casino game are as follows:

  1. If either the player or the banker has a point total of 8 or 9 after the first two cards dealt, the winner is the one with the higher total.
  2. The player will be dealt another card if they have a point total of 5 or less
  3. The banker will draw another card if the point total of their hand is 2 or less and will stand at 7.
  4. The banker will also draw another card if their initial 2-card total is:
    • - 3, and the player’s third card is an 8.
    • - 4, and the player’s third card is a 0, 1, 8 or 9.
    • - 5, and the player’s third card is a 0, 1, 2, 3, 8 or 9.
    • - 6, and the player’s third card is a 0, 1, 2, 3, 4, 5, 8 or 9.

As you can see this casino game is very easy to play.

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